I've had the same problem for at least 16 years. Even when I have paid them to send my "free" credit report, they still wouldn't send it. None of their on-line "identity verifying" questions ever pertain to me, even though it claims they have "found my file" and need to make sure I'm accessing my own file. I figured long ago that they have sold my spotless identity to someone else, and have been getting paid by companies to use them as an excuse to price gauge me. This game of keep-away further aids Equifax in preventing me from ever reclaiming my own identity.
When everyone refuses to rent to you, hire you, make you a loan, charge you the prices they advertise, etc., and you can't even get Equifax to respond to the proof (of your good name) that you send them, it doesn't take a rocket scientiest to see what is going on. AnnualCreditReport.com and the FTC are in on it, too. The AnnualCreditReport.com site says that just because none of the "identity verifying" questions pertain to you doesn't mean there's fraud. The useless FTC claims they just keep track of complaints, but has no enforcement jurisdiction. Instead of enforcing the existing law, the latest credit law Bush made was basically a duplicate law to placate people who have either never lived in this situation or are profitting off of it!
I agree. Maybe if enough of us pee-on slaves get together, some good, brave lawyer will dare to do a contingency class action against Equifax, and maybe Experion, since I think they're beginning to do this as well.
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Equifax Extortion and Lies
I've had the same problem for at least 16 years. Even when I have paid them to send my "free" credit report, they still wouldn't send it. None of their on-line "identity verifying" questions ever pertain to me, even though it claims they have "found my file" and need to make sure I'm accessing my own file. I figured long ago that they have sold my spotless identity to someone else, and have been getting paid by companies to use them as an excuse to price gauge me. This game of keep-away further aids Equifax in preventing me from ever reclaiming my own identity.
When everyone refuses to rent to you, hire you, make you a loan, charge you the prices they advertise, etc., and you can't even get Equifax to respond to the proof (of your good name) that you send them, it doesn't take a rocket scientiest to see what is going on. AnnualCreditReport.com and the FTC are in on it, too. The AnnualCreditReport.com site says that just because none of the "identity verifying" questions pertain to you doesn't mean there's fraud. The useless FTC claims they just keep track of complaints, but has no enforcement jurisdiction. Instead of enforcing the existing law, the latest credit law Bush made was basically a duplicate law to placate people who have either never lived in this situation or are profitting off of it!
I agree. Maybe if enough of us pee-on slaves get together, some good, brave lawyer will dare to do a contingency class action against Equifax, and maybe Experion, since I think they're beginning to do this as well.