Insurance Discounts For Software That Won't Deliver Calls To Cars In Motion

from the so-that's-how-it-works dept

Remember how we couldn't figure out who would ever buy some new software that would stop calls from reaching mobile phones that were in motion? The (weak) idea behind the software is that it prevents drivers from accepting phone calls. Of course, it seems cheaper and more effective to just ignore your phone while driving -- or if that's too difficult, to just turn it off while driving. So it seemed difficult to believe that anyone would actually pay for such software.

Except we didn't count on one thing: car insurance companies.

Apparently Nationwide Insurance will (seriously) give drivers a discount on their insurance for buying the software. So, effectively, this is just a slightly indirect transfer from a gullible insurance company to a software company, but probably won't do much to actually stop people from yakking while driving. It's admirable to try to decrease dangerous driving habits, but this software is a gimmick, not a real safety technique.

Filed Under: driving while yakking, software
Companies: nationwide insurance

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  1. identicon
    Michael Long, 17 Oct 2008 @ 4:01pm

    Pet bugaboos

    This is actually one of my pet bugaboos, as I see it as a very short step from insurance companies offering "discounts" to begin charging exorbitant rates to those who're unwilling to submit to monitoring devices designed to "prove" you're a low risk.

    After all, if you're not willing to prove it, you MUST be unsafe, and charged accordingly. (A corollary of "innocent people have nothing to hide.") The problem, of course, is now the insurance companies are defining "safety" primarily in terms of minimizing their own risk, and penalizing those that exceed those limits.

    Health insurance is another area in which monitoring is set to take off big-time. Want low rates? Submit to daily WiFi-enabled urine tests that prove you're not snacking on bacon and other unapproved "high-risk" foods.

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