Insurance Discounts For Software That Won't Deliver Calls To Cars In Motion

from the so-that's-how-it-works dept

Remember how we couldn't figure out who would ever buy some new software that would stop calls from reaching mobile phones that were in motion? The (weak) idea behind the software is that it prevents drivers from accepting phone calls. Of course, it seems cheaper and more effective to just ignore your phone while driving -- or if that's too difficult, to just turn it off while driving. So it seemed difficult to believe that anyone would actually pay for such software.

Except we didn't count on one thing: car insurance companies.

Apparently Nationwide Insurance will (seriously) give drivers a discount on their insurance for buying the software. So, effectively, this is just a slightly indirect transfer from a gullible insurance company to a software company, but probably won't do much to actually stop people from yakking while driving. It's admirable to try to decrease dangerous driving habits, but this software is a gimmick, not a real safety technique.

Filed Under: driving while yakking, software
Companies: nationwide insurance


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  1. identicon
    No Sixpack, 17 Oct 2008 @ 5:31pm

    Do the Math

    It doesn't even pay for its self.
    Lets say you pay $600 a year for car insurance. FTA sayes you will get 3 to 10 percent discount for signing up, which cost $ 10 and $15 per month. So lets be generous and assume the full 10% which gives you $60 per year discount, but it costs you twice that for the service. The only way this would pay is if you are under 25 or have a very bad record.

    Also, as pointed out already, those who do not own a cell phone are discriminated against.

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