An eBay For Person To Person Loans?

from the wants-money-from-a-stranger? dept

It seems like every dot com business model is still being pitched like a movie these days ("it's like movie A meets movie B, but in Africa!"). Everything is always described in terms of the bigger players ("it's like Paypal meets Friendster, but wireless!"). Generally, though, anything that needs to reference another business model to make it seem legitimate sounds more like the company is bandwagon hopping, rather than coming up with a really unique or compelling business model. Take, for example, the case of a company called Zopa, which might accurately be described as eBay meets Lending Tree. Basically, it's a person to person lending service. If you've got a little extra spare cash that you'd like to lend out to someone, you pick the interest rates you want to charge, and this service will match you with someone who wants to take your money. Zopa, as the middleman, takes their cut, and everyone's happy -- until, of course, the person lending out the money learns the definition of "defaulting on a loan." Then, they'll need to find a service like eLoanShark that goes out and breaks some virtual knees.

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  • identicon
    Lee Mangano, 12 Mar 2006 @ 5:06am

    Business loan

    My Name is Lee Mangano, I am searching for a business loan or partnership to network and promote my finished products...I have a business plan and promotional campaign intact ...only need the finances to promote my catalog. I have already invested $60,000.00 thru limited partnership agreements and searching for a minimum $25,000.00 up tp a max of $75,000.00 for the distribution & promotion. Thank You for your time...Lee Mangano

    reply to this | link to this | view in chronology ]

  • identicon
    Bill Mueller, 22 Jun 2006 @ 9:43pm

    Back Taxes

    My Mother passed away and left me a $65,000.00 brick and frame in her name. She owes back taxes on the house a medicade gives a nursing home ressident $40.)) a month spending money after they rape you of your assetts, which won't cover cable TV and a newspaper. I need $2000for a couple months to change the title (by paying the back taxes) clean the yard, and then I can get a line of credit, to fix up and sell the house, it is completely paid for and the only $$$ due on it is the tax money for a reissued title. Just one final word (HELP: I Will make the3 return on your investment worth your while.Much higher than a conventional loan with 12/24/or 36 payments. This will have a 2 or so month loan period at which time you'll receive your principle and interest. E-mail me at this address for further info, and I will call to work out particuliars. Don't let this one slip by.

    Billy Mueller

    reply to this | link to this | view in chronology ]

  • identicon
    STEVEN FINCH MARIA CHANEZ, 8 Nov 2006 @ 4:55am

    low interest loan

    HI i need a small business loan for to start my e-bay business i the money for office equipment and to pay for e-commerce site advertising i only need 25.000 usd THANK,YOU MR.STEVEN FINCH, MISS. MARIA LETICIA ZAMORA CHANEZ

    reply to this | link to this | view in chronology ]

  • identicon
    Anthony H. Bell, 28 Nov 2006 @ 3:27pm

    Start- up capital needed

    I'm interested in becoming a franchisee for Jani-King Cleaning Services and I am looking for an investor to invest $15,000 to start the business. The initial startup fee is $7,000 without financing through Jani-King, which is what I prefer. The other $8,000 would go toward cleaning equipment such as a van, and cleaning supplies. I plan on working Friday, Saturday and Sunday Nights because I have a regular fulltime job at night 4 nights of the week. I just want to get started and eventually make the commitment fulltime toward the Cleaning business. If you are interested in investing then please call me at 1-513-315-7118. I look forward to hearing from you.

    reply to this | link to this | view in chronology ]

  • identicon
    Anthony H. Bell, 28 Nov 2006 @ 3:29pm

    Start- up capital needed

    I'm interested in becoming a franchisee for Jani-King Cleaning Services and I am looking for an investor to invest $15,000 to start the business. The initial startup fee is $7,000 without financing through Jani-King, which is what I prefer. The other $8,000 would go toward cleaning equipment such as a van, and cleaning supplies. I plan on working Friday, Saturday and Sunday Nights because I have a regular fulltime job at night 4 nights of the week. I just want to get started and eventually make the commitment fulltime toward the Cleaning business. If you are interested in investing then please call me at 1-513-315-7118. I look forward to hearing from you.

    reply to this | link to this | view in chronology ]

  • identicon
    vikky, 20 Feb 2008 @ 8:59am

    HELPING YOU OUT!!!!!!!

    Hello,
    Do you need a loan?for your business,personal use etc,
    i can help you out.Iam in united kingdom.my daddy borrowed,
    $2500 from one legitimate loan company ever since then my daddy is financially balance.
    i can help you by telling you details about the legitimate loan company:

    HERE IS THE DETAILS OF THE LOAN COMPANY:
    FRED MORRIS
    United Kingdom
    Tel numb:+4470 4576 6938
    Fkc_loanoffer@yahoo.com

    reply to this | link to this | view in chronology ]

  • identicon
    Richard, 9 Sep 2008 @ 3:27pm

    Business Start-up loan needed

    For just a small $10,000 dollar loan you can help me to start my own business to buy repair and sell used cars. With a complete repayment of the loan before the end of this year and have the potential to double your funds so you may and I may then proceed to help others in need.

    reply to this | link to this | view in chronology ]

  • identicon
    Rod Resh, 9 Dec 2008 @ 7:52pm

    Business loan

    need a loan to buy a well established profitable business 60k to 300k at a good rate

    reply to this | link to this | view in chronology ]

  • identicon
    jason Conard, 23 Apr 2009 @ 8:14am

    Broken Cosigner

    Hi
    I consider myself a pretty good guy. A little guallable at times, but thats probably why I got burned cosigning for freinds. It has sense ruined my credit and now I cant get a loan in time of need. I hate asking people for help, but Im at wits end and $6000 would change my life and get me on track. Please if anyone feels an urge to help A honest guy out I will be waiting here with a smile. Have a good day . name is Jason call or email 8285578436 we can set up a contract and payment schedule i can afford 350 a month plus interest. I have a steady job but i cant save fast enough. Someone stole my information over the internet and took everything that i had. Im almost on the street. IN NOT A SCAMMER I HATE SCAMMERS YOU CAN CALL AND TALK TO ME IN PERSON

    reply to this | link to this | view in chronology ]


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