Payday Loan Scams Move Online

from the hiding-from-state-laws dept

Payday loan storefronts are generally a huge scam targeting lower income individuals, tricking them with insane interest rates that they’ll never be able to pay back. Many states have enacted laws to stop these offerings, but it turns out that they’re just moving online instead and avoiding the state laws altogether. Once again, the question of online jurisdictions is being raised. If state laws say one thing to stop a scam, can the scammers simply move online? Does it get them out from under those laws, or does any online operation have to abide by every local law there is? As good an idea as it is to stop these sorts of scams, it’s tricky to figure out how to apply these sorts of laws in an online world where geographic location doesn’t so much matter any more.


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Comments on “Payday Loan Scams Move Online”

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10 Comments
obstuse squirrel says:

hopefully the 419'ers will find this to be a targe

One would think that sending cash to individuals nation or worldwide w/o being able to send out the goons to collect would be a risky business.

The point that people who cannot afford it now will have an online way to get to the payday loans will be a problem.

However, one will hope the 419’ers will ruin their business, and the whole thing will go away.

R

MARY THO says:

payday loans

I really didn’t know much about payday loans when I went on line to apply for one. I hit a rough spot when my mother got sick and needed money real bad, and before I knew it I had 4 on line payday loans. I’m making payments, but it seems as though I can’t catch up. They call me 24/7 threatening law suits, jail time etc, etc I’m so scared and I’m not sure what to do. Does anyone have an answer.

Sad and depressed out of NORTH CAROLINA

TammyJo says:

paydayloans

To Mary Thro: ¨Before I knew it, I had 4 online payday loans…¨ You took them out, you signed for them..it´s not like some alien took over your body or something and you woke up owing all this money. PAY IT BACK. A lot of times lenders will set up a payment arrangement and cut out some of the fees if you continue to make your payments.

Toya Workman says:

payday loan scams

payday lenders are scam artists. the offer you money in your time of need as if they are helping you out of your troubles, but once the smoke clear and you see the truth you realize that you will never pay these people off. i really hope that congress enact laws to stop these full time criminals from existing and preying on desperate people locally and on the internet. it is best to find other means to solve your financial problem that is not a ripoff.

Toya Workman says:

payday loan scams

payday lenders are scam artists. the offer you money in your time of need as if they are helping you out of your troubles, but once the smoke clear and you see the truth you realize that you will never pay these people off. i really hope that congress enact laws to stop these full time criminals from existing and preying on desperate people locally and on the internet. it is best to find other means to solve your financial problem that is not a ripoff.

Shae says:

World Wide Cash Now.com

This email is a warning to let anyone who’s thinking about borrowing money from a payday loan company. The best one that I have seen so far has been Cash Net USA. They only charge $25 per 100 dollar and sometimes they will waive the extension fees if you don’t have it. PLEASE STAY AWAY FROM loan companies like World Wide Cash.com. I borrowed $200 from this company. They told me there was an $89 processing fee that would be taken from my account before the $200 would be taken. I agreed to it. When it was time for me to pay the $200, they told me I owed an additional $89 because the first $89 was for an extension. Bottom line I ended up paying $378 on a $200 loan. (almost double)

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