from the fair's-fair dept
theodp writes "Better think twice before volunteering to tutor underprivileged kids or delivering Christmas gifts to homeless children. Thanks to IBM, you could be rewarded with a hefty car insurance premium increase for your efforts. A new patent was issued to Big Blue last Tuesday for its 'invention' of the Location-Based Vehicle Risk Assessment System, which describes how surcharges will be added to your auto insurance premium when a GPS device reports that you drove into an area in IBM's bad neighborhood database (stay too long and your car is disabled). It's all about assigning insurance costs more appropriately, explains Big Blue, which used the same argument to justify punishing employees for having fat kids."