Less Than 2-Years-Old, Double ID Theft Victim Has No Recourse?
from the no-losses dept
The latest story about identity theft includes the case of a 22-month-old child who has had her identity stolen twice already -- apparently by acquaintances of her parents. The child's name and social security number were used by one person to set up phone service, and was used by someone else on their tax returns to be claimed as a dependent for a tax deduction. The story then goes on with the usual fluff about how identity theft is a problem, but at the end mentions that the child and her parents have basically no recourse against those who used the child's info -- since they didn't lose anything because of it. The "losses" went to the phone company (and the government, when it comes to taxes). That's not true, though. It should also negatively impact the kid's credit report when she grows old enough to get a real credit rating. Anyway, the story does lend support to the idea that online identity theft is less of a problem than more old fashioned identity theft from people who know you or have access to your info through less technical means.