Cheaper Car Insurance If We Can Spy On You
from the spyware-in-your-car dept
While there's been some talk about offering "telematics-specific" insurance policies, it's no surprise to see GM as the first to really move forward in the space - since they were the ones who revolutionized the market with OnStar. GMAC Insurance is going to start offering specific insurance policies to OnStar subscribers. There's a basic discount for those subscribers, which fits with OnStar's continued marketing push to show that OnStar makes people safer. However, the much more controversial part of the program is hidden at the bottom of the article. They're also going to begin tests of mileage based insurance programs. They're clear to point out that this will only be with the drivers' permission, but such policies have not gone over well with people in the past. The system would work by having OnStar send back data about how far the car has driven, and then will discount the insurance rates depending on how little the driver drove the car. Considering the potential for negative publicity to backfire on such a policy, it's no wonder that they're trying to sneak it out quietly. However, if it does catch on, expect similar programs to start showing up from plenty other insurance providers. It could become more difficult to get car insurance if you don't agree to include some sort of automotive spyware in your vehicle.